SHBFinance

Installs

422.4k

Rating

3.0

Rating count

1.3k

Category	Finance
Developer	SHBANK FINANCE COMPANY LIMITED
Price	Free
First release	4/11/2021 (4 years ago)
Version	3.5.28
In-app purchases	No
Contains ads	No
Content rating	Rated for 3+
Package name	com.shbfinance.mobilecustomer

View on Play Store

Core Metrics

Data Breakdown

Date	Rating Count	Average Rating	Installs	Version
7/5/2025	1,335	3.008	422,408	3.5.28
7/4/2025	1,336	2.992	422,117	3.5.28
7/3/2025	1,335	3.008	422,117	3.5.28
6/25/2025	1,324	2.985	419,596	3.5.28
6/24/2025	1,325	2.985	419,272	3.5.28
6/23/2025	1,325	2.985	419,081	3.5.28
6/22/2025	1,325	2.985	418,820	3.5.28
6/21/2025	1,325	3.015	418,506	3.5.28
6/20/2025	1,323	3.046	418,127	3.5.28
6/19/2025	1,323	3.015	417,720	3.5.28
6/18/2025	1,320	2.962	417,310	3.5.28
6/9/2025	1,316	2.946	415,864	3.5.28
4/10/2025	1,232	2.934	402,734	N/A

Details

SHBFinance application is an application for customers of Saigon - Hanoi Commercial Joint Stock Bank Finance Company Limited (SHBFinance), including the following features:
1. Customer service: enable customers
- View information about consumer loan contracts with SHBFinance
- View Credit Card information with SHBFinance
- View information and sign electronic credit contracts
- Perform online Credit Card services: activate card, lock/unlock card, change PIN, etc.
- Look up disbursement locations and loan payments to SHBFinance
- View information about incentive programs and promotions
- View product and service information of SHBFinance
- Send feedback on customer service quality to SHBFinance

2. Register for a consumer loan online:
- Allows existing SHBFinance customers to check conditions and apply for additional loans on the application

3. Value Added Services:
- Pay consumer loans and credit card balances to SHBFinance (Service in cooperation with Payment Intermediary Companies)
- Look up and pay utility bills on the application (Service in cooperation with Payment Intermediary Company)
- Look up and register to buy insurance on the application (Service in cooperation with insurance companies)

Introducing loan products:

Loan application process:
Step 1: Choose the product and register information right on the application;
Step 2: Provide personal photo and photo of ID card/CCCD;
Step 3: Complete other registration contents according to instructions on the application;
Step 4: SHBFinance will evaluate and approve the application;
Step 5: Customers sign the electronic credit contract;
Step 6: SHBFinance makes disbursement.

Loan conditions:
Be a Vietnamese citizen aged 20 - 59 years old
Minimum income 3,000,000 VND/month
Loan amount: 6,000,000 VND – 70,000,000 VND
Loan term: 12 months - 36 months
Interest rate: from 29%/year - 57%/year (on decreasing outstanding balance)
Unsecured consumer loan (no collateral required)
Fees/penalties (according to regulations of the State Bank of Vietnam): penalty for early repayment (4%-6% x remaining principal balance, applied when customers repay debt before due date), penalty for late repayment (150% x interest rate on due date, applied when customers repay debt late)
For example:
Loan amount: 10,000,000 VND
Loan term: 12 months
Interest rate: 16%/year (based on each product's policy)
Monthly payment amount: 966,000 VND
Total payment amount: 11,600,000 VND
Total profit: 1,600,000 VND

CONTACT
• Website https://www.shbfinance.com.vn/
• Facebook Fanpage: https://www.facebook.com/TaichinhtieudungSHB/
• Hotline: 1900 2198

ABOUT SHBFINANCE:
Is a credit institution established and operating under license No. 77/GP-NHNN dated December 12, 2016 (latest change and adjustment: 21/GP-NHNN dated April 25, 2023) of the Bank. Vietnam State Bank. SHBFinance provides consumer lending services to mass customer groups with an average income of 3 million VND such as employees, workers, small businesses and other customers.
SHBFinance aims to become one of the pioneering financial companies applying technology to quickly meet urgent financial needs, while improving service quality and convenience for customers.

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