모아저축은행 디지털뱅크

Icon for 모아저축은행 디지털뱅크
Installs

187.8k

Rating

4.2

Rating count

< 500

CategoryFinance
Developer(주)모아저축은행
PriceFree
First release1/7/2022 (4 years ago)
Version1.5.4
In-app purchasesNo
Contains adsNo
Content ratingRated for 3+
Package namekr.co.moasb.moaapp

View on Play Store

  • Screenshot 1
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Core Metrics

Data Breakdown

DateRating CountAverage RatingInstallsVersion
9/18/20251624.208187,8211.5.4
9/17/20251624.208187,8211.5.4
9/16/20251624.208187,6211.5.4
9/13/20251624.208187,2011.5.4
9/12/20251624.208187,0561.5.4
8/23/20251604.200184,4751.5.4
8/22/20251604.200184,3551.5.4
8/21/20251604.200184,1681.5.4
8/20/20251604.200184,0281.5.3
8/16/20251604.200183,3731.5.3
8/15/20251604.200183,0971.5.3
8/14/20251604.200183,0971.5.3
8/13/20251604.200182,9021.5.3
8/12/20251604.200182,6761.5.3
8/11/20251604.200182,4731.5.3
8/10/20251604.200182,2791.5.3
8/9/20251604.200182,1741.5.3
8/8/20251594.200182,0441.5.3
7/18/20251574.130178,6761.5.0
7/17/20251574.130178,6761.5.0
7/16/20251574.130178,5421.5.0
7/12/20251574.130178,0391.5.0
7/11/20251574.130177,9331.5.0
7/10/20251574.130177,7321.5.0
7/9/20251574.130177,5571.5.0
7/6/20251574.130177,1631.5.0
7/5/20251574.130177,1301.5.0
7/4/20251574.130176,9441.5.0
7/3/20251574.130176,7841.5.0
7/2/20251574.130176,5681.5.0
7/1/20251574.130176,3841.5.0
6/30/20251564.090176,1711.5.0
6/29/20251564.090176,1261.5.0
6/28/20251564.090176,0521.5.0
6/27/20251564.090175,8631.5.0
6/26/20251564.090175,7121.5.0
6/25/20251564.090175,4861.4.9
6/24/20251564.090175,2181.4.9
6/21/20251564.090174,8311.4.9
6/20/20251564.090174,6971.4.9
6/19/20251564.090174,5311.4.9
6/18/20251564.090174,3861.4.9
6/14/20251564.090173,7771.4.9
6/13/20251564.090173,7771.4.9
5/29/20251534.070172,957N/A
5/28/20251514.050171,745N/A
5/27/20251514.050171,745N/A
5/24/20251504.050171,213N/A
5/22/20251504.050171,022N/A
5/21/20251484.090170,866N/A
5/20/20251484.090170,612N/A
4/24/20251484.090167,582N/A
4/22/20251464.090166,156N/A
4/15/20251464.090166,156N/A

Details

Moa Savings Bank is launching a new Moa Digital Bank app. We will strive to provide safer and more convenient services to Moa Digital Bank customers. [Services provided by Moa Digital Bank] •Non-face-to-face account opening service: Opening an account for free deposits and withdrawals through non-face-to-face real-name verification (different procedures for each product) •Convenient transfer service: Easy and fast remittances such as transfers and scheduled transfers •Financial product mall: Various financial products such as loans for office workers, business owners, and housewives, and e-Moa regular savings [Moa Digital Bank digital authentication service] •Easy login with simple password, pattern authentication, and biometric authentication •Moa banking service available without visiting a branch [Moa Savings Bank Office Worker Credit Loan (Trust Loan)] •Eligibility - Customers aged 19 or older who can prove their income - NICE credit score of 600 or higher •Loan limit - KRW 3 million or more and KRW 50 million or less (Differential application depending on personal credit score and income) •Loan period - Equal installment repayment of principal and interest: Minimum 12 months ~ Maximum 84 months •Interest rate type - Fixed interest rate •Loan interest rate - Minimum 13.1% per annum ~ Maximum 19.9% ​​per annum (as of April 16, 2025) (Differential application depending on personal credit rating and income) •Repayment method - Equal installment repayment of principal and interest: Repay the principal and interest (principal + interest) equally over the loan period •Interest payment method - Monthly post-payment •Fees - Handling fee: None •Premature repayment fee - Premature repayment fee: Premature repayment amount x Premature repayment fee rate (1.7%) x (Loan remaining period/Loan period) * ​​Exemption criteria: Premature repayment fee is exempted after 3 years from the loan handling date •Required documents - Identification card, resident registration copy, income verification documents, etc. •Overdue interest rate - Loan interest rate + 3% or less (maximum annual 20%) •Cognitive Tax - None •Loan Interest Rate Calculation Criteria - Loan Interest Rate = Base Interest Rate + Surcharge - Base Interest Rate: Procurement Cost - Surcharge: Differentially applied based on the bank's internal rating, etc. •Notes - Loans may be rejected based on internal review criteria. - Please check the product description and terms and conditions before signing the contract. - You have the right to receive sufficient prior explanation of the product, and please understand the explanation before making a transaction. - Excessive borrowing may cause a decrease in your personal credit score. - A decrease in your personal credit score may result in restrictions or disadvantages in financial transactions. - In case of delinquency, you may be required to repay the principal and interest before the end of the contract period. - For other details, please contact the customer center (1566-0007). [Moa Savings Bank Customer Center] - Electronic finance, deposit inquiries, and loan inquiries: 1566-0007 (Weekdays 9:00-18:00) [Moa Digital Bank Usage Rights and Purpose Guide] • Required access rights - Taking pictures and recording videos: Permission to process ID card authenticity verification when applying for a loan or verifying identity. - Making and managing calls: Permission to process direct call buttons for branches, ARS identity verification. - Access to photos, videos, music, and audio: Required permissions used when signing up for a joint certificate membership, copying joint certificates, electronic loan agreements, and electronic financial transfers. • Compliance Supervisor Review - No. 2025-222 (2025.04.29~2026.04.28) • Savings Bank Central Federation Review - No. 2025-00278 (2025.03.18~2026.03.17)

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