리드코프

Leadcorp Nonstop Loans are always at your fingertips, 24/7, providing fast and smart solutions to your concerns. A smart financial life is now available through the Leadcorp app! From application to remittance, everything is seamless. From drafting electronic contracts to issuing certificates, everything is done through the Leadcorp app, eliminating the hassle of document submission. [Leadcorp App Key Features and Functions] - Loan Application - Electronic Contract Creation - Loan Information (Transaction History, etc.) Confirmation - Certificate Issuance - Customer Service Center: Weekdays, 9:00 AM - 6:00 PM [Leadcorp Loan Product Information] - Product Name: Nonstop Loan (Small Credit Loan) / Credit Loan / Auto Collateral Loan / Real Estate Collateral Loan - Eligibility: Adults aged 20 or older. Credit scores and other creditworthiness are assessed based on our company's criteria to determine loan eligibility and interest rates. - Loan Interest Rate: Up to 20% per annum (default interest rate is the agreed interest rate + 3%P, up to 20% per annum). Limited to contracts signed, renewed, or extended from July 7, 2021. - Loan Limit: Up to KRW 3 million for Nonstop Loan (Small Credit Loan). Up to KRW 30 million for Credit Loan / Up to KRW 70 million for Auto Collateral Loan. Real estate secured loans are subject to market price limits. - Loan term: 12 to 60 months (subject to change depending on loan product and repayment method). - Repayment method: Flexible principal repayment (lump-sum repayment at maturity). - Interest payment method: Monthly deferred payment. - Incidental expenses: Debt confirmation issuance fee. For real estate secured loans, registration and license tax, local education tax, registration application fee, National Housing Bond purchase fee, address change fee, confirmation document fee, mortgage cancellation fee, etc. are incurred. For automobile and real estate secured loans, mortgage cancellation fee is borne by the borrower. - Early repayment conditions: No early repayment conditions (however, for real estate secured loans, an early repayment fee of up to 3% based on the agreed interest rate applies if repaid within 3 years). - Example of total loan cost: If KRW 1 million is repaid over a 12-month period using the equal principal and interest repayment method at an annual interest rate of 20%, the total repayment amount is KRW 1,111,609. *Our company Loan results and limits may vary depending on the screening criteria. Those with delinquent loans or unsound lending history may be restricted from receiving loans. *If principal and interest payments are delinquent for a certain period, the benefit of the term may be lost. *When applying for a loan, your credit rating or personal credit score may decline, restricting other financial transactions. *Before entering into a loan agreement, you may receive an explanation of important financial product information in accordance with relevant laws. *Please read the product description and terms and conditions for detailed information before entering into a contract. *Requesting or receiving brokerage fees is illegal. Excessive debt can lead to significant misfortune. [Leadcorp App Permissions and Purpose] Required Access Permissions - Storage: File access permissions are used to store joint certificates and check for OS modifications to enhance security. - Phone: Calling and management permissions are used to connect calls to customer centers and branches, and to configure push notification settings. - App Activity: To prevent electronic financial transaction incidents, a wide range of package and visibility permissions are obtained to collect app information and detect malicious apps. Optional Access Permissions - Camera: Required for ID photo capture and submission of supporting documents. This permission is optional. Failure to consent may result in restrictions on this feature. - Photos and Videos: This permission is used to store photos and collect photos submitted as supporting documents. This permission is optional. Failure to consent may result in restrictions on this feature. - Notifications: This permission is used to receive notifications such as important announcements. Failure to consent may result in restrictions on notification reception. *Data charges may apply when not connected to a Wi-Fi network. *Leadcorp Audit Review Required: No. 2025-02 Leadcorp Headquarters Address: 3rd Floor, 109 Sogong-ro, Jung-gu, Seoul (Sogong-dong, Sogong-dong Hanwha Building) Business Registration Number: 213-81-03413 Collection Center Address: 8th & 11th Floor, 109 Sogong-ro, Jung-gu, Seoul (Sogong-dong, Sogong-dong Hanwha Building) Business Registration Number: 214-85-22880 CEO: Jaejoong Lee Email: [email protected] Registration Authority: Financial Supervisory Service (1332) Leadcorp Website https://www.leadcorp.co.kr