Details
SMBC Mobit offers cash advances, loans and card loans!
You can borrow at your local convenience store or bank.
■SMBC Mobit official smartphone app
1. Smartphone ATM transactions
You can borrow and repay without a card using the app.
You can get cash advances 24 hours a day at Seven Bank and Lawson Bank ATMs!
Application, borrowing and repayment can all be completed on your smartphone!
2. Sending required documents
You can take a photo of the documents required for the card loan contract with your smartphone and send them.
If you are currently using SMBC Mobit, you can also use it to send your latest income certificate.
3. Member-only service "My Mobi"
・Easy login
You can log in just by launching the app with the auto login function. Biometric authentication is also supported (fingerprint, face and voiceprint authentication).
・Usage status inquiry
You can check your transaction status (available amount/limit/balance, next payment due date, etc.).
・Transfer cash advance
Transfer directly to your deposit account in as little as 3 minutes! You can register up to three deposit accounts.
*The date and time of completion of the deposit will vary depending on the financial institution (some financial institutions will deposit funds 24 hours a day)
・Internet repayment
You can make up to 10 repayments per month via Pay-easy with no fee.
*A bank account with internet banking is required to use this service
・Payment date registration
In the unlikely event that your payment is late, you can register your payment date 24 hours a day without calling.
*After the payment due date, a late fee of 20.00% per year will be charged on your outstanding balance.
*Withdrawals may be suspended
・Application for increase review
You can complete the contract amount change procedure online or on the app without calling.
*You may be required to submit proof of income when reviewing the increase
・V Point Service
You can complete various procedures for the service that allows you to earn V Points with specified repayments, and make repayments using V Points.
*You can "Apply for V-Points/Cancel" and "Apply for switching to Mobit Card (integrated V-Point Card)" from the V-Point service menu.
・PayPay Money Charge
When borrowing, you can charge PayPay Money.
*PayPay identity verification is required to use this service.
For details on other functions related to cash advances, loans, and card loans, please see below.
https://www.mobit.ne.jp/popup/about_sm_app.html
■Mobit VISA-W (Double)
Card loan and credit card in one card! You can also issue an ETC card with no annual fee.
This is a great card that allows you to earn V-Points by repaying your card loan and shopping.
*You can apply for "Mobit VISA-W" after signing a card loan contract.
*After logging in to the app, select "Mobit" from the menu. You can apply from "Apply for VISA-W"
■ "SMBC Mobit by Sumitomo Mitsui Card" is recommended for the following people
・First time borrowing with a cash advance or card loan
・Looking for a cash advance or card loan that you can borrow money from with peace of mind
・Because you use Sumitomo Mitsui Banking Corporation (SMBC), you want to use the SMBC Group's app for borrowing as well
・Want to use a cash advance or card loan app with biometric authentication
・Want to borrow through a loan app
・Want to borrow with a cash advance or card loan from the trusted SMBC Group
・Already borrowing through a bank card loan app So I'm looking for other loan apps.
- This is my first time using a card loan, so I want to borrow from a major ATM like Sumitomo Mitsui Banking Corporation (SMBC).
- I want to borrow from a Sumitomo Mitsui Banking Corporation (SMBC) ATM.
- I want a card loan app that allows same-day cash advances.
- I want to use a loan app to borrow without a card.
- I want to complete the loan procedure with the loan app.
- I'm looking for a cash advance app or card loan app that allows me to borrow money on the same day.
- I want to use consumer finance companies in addition to bank card loans.
- I want to be able to borrow money from a Sumitomo Mitsui Banking Corporation (SMBC) ATM without anyone knowing. I want a loan app that I can use to borrow money
・I want to borrow using a card loan, not a deferred payment app
・I want to apply for a loan using a cash advance app and receive the loan immediately
・I have received a loan from a consumer finance company
・I want a cash advance or card loan app to borrow money
・I want an app to borrow money (cashing, card loan) from a consumer finance company, not a deferred payment app
・I want to check the status of my financial loan using a loan app
・I'm looking for an app to borrow money
・I want to get a cash advance from SMBC Mobit in addition to other bank loans
・I want to get a same-day cash advance to borrow money
・I want to use the reliable SMBC Group app to get a cash advance, not a loan app that does not require screening.
・I want to get a loan from a consumer finance company separately from a deferred payment app or a bank card loan.
・Since Sumitomo Mitsui Banking Corporation (SMBC) is my main bank, I want to borrow money using the SMBC Group app.
・I want to use the convenient SMBC Group cash advance and loan app.
・I am looking for an app to borrow money separately from bank card loans.
・I want to use the SMBC Group cash advance app that allows me to use Sumitomo Mitsui Banking Corporation (SMBC) ATMs.
・I want to get a loan from a consumer finance company using a cash advance app. I want to
・I want an app that allows me to take out cash advances and borrow money other than through a bank card loan
・I want to take out cash advances through a money borrowing app when deferred payment is not enough
・I want to borrow money at a nearby Sumitomo Mitsui Banking Corporation (SMBC) ATM
・I often use money borrowing apps and deferred payment apps
・I want to borrow money through a major card loan
・I want to borrow money through a loan app in conjunction with a deferred payment app
・I want to use SMBC Mobit cash advances
・If I borrow money, I want to do it through a card loan app that requires screening, not a loan app that does not require screening
・This is my first time taking out a consumer loan or financial loan
・Sumitomo Mitsui Bank I have an account with Sumitomo Mitsui Banking Corporation (SMBC), so I want to get a cash advance from the SMBC Group's card loan app.
I want to borrow money from a cash advance app separately from my bank loan.
I want to borrow money from a consumer finance loan app separately from my deferred payment or bank loan.
I want to borrow money from a card loan app that offers financial loans.
I want to get a loan from a card loan app that offers screening, in addition to a deferred payment app that does not require screening.
I want to borrow money from a major consumer finance company separately from my bank card loan.
I want to get a cash advance from an app that allows me to borrow money to buy a car.
I'm looking for a loan app that allows me to borrow money from Sumitomo Mitsui Banking Corporation (SMBC) bank ATMs.
・I want to borrow money to buy clothes with a financial loan
・I want a cashing app that can borrow money other than a deferred payment app
・I'm looking for a loaning app that allows me to get cash immediately
・I want a loan app with a quick approval process
・I want a cashing app that can borrow money with a card loan
・I want to get a loan from a loan app that has a quick application to get the loan
・I want to use an SMBC Group loan app among the loan apps
・I want to get a loan from an SMBC Group loan app
・I want a card loan app that allows me to get a loan other than a bank card loan
・I want to use a cash advance app among the apps for borrowing money.
・I want a loan app that makes borrowing smooth.
・I want to borrow from a card loan app in addition to a bank loan.
・A card loan app with screening is more reliable than a card loan app without screening.
・I have an account with Sumitomo Mitsui Banking Corporation (SMBC), so I want to use the SMBC Group's cash advance app as well.
・I want to cash out with a loan app in preparation for unexpected expenses.
・I want a card loan app that accepts money borrowing even at night.
・I want to borrow from an urgent loan app.
[Operating environment]
Smartphone (Android OS) 9.0 or higher is recommended.
*Operation is not guaranteed on tablet devices.
*"Android" is a trademark of Google Inc.
[Other]
1. Please be sure to read the "App Terms of Use" before use.
2. You can log in with either your user ID or your card number (transfer cash advance number).
3. If access to the app is restricted by the privacy function, some functions may be affected.
4. About sending required documents
・Check the expiration date of the document
・Take the photo in a bright place
・Do not use flash or auxiliary lights
・Take the photo within the frame on the screen
・Unsent documents in the app will be deleted when you update the app
■■■ Loan conditions, etc. ■■■
・Minimum and maximum repayment period
Maximum 60 installments (5 years) However, if the company deems there to be a reasonable reason in consideration of repayment ability and other circumstances, maximum 106 installments (8 years and 10 months)
Please note that this is not a financial product that requires full repayment within 60 days.
・Maximum APR (effective annual interest rate)
Effective annual rate: 3.00% to 18.00%
・Representative example of total loan cost including all applicable fees
◇In the case of an effective annual rate of 18.00%
Amount used: 500,000 yen
Monthly repayment amount: 30,000 yen
Total repayment amount: 579,829 yen
30,000 yen x 19 installments (monthly repayment amount) + 9,829 yen/final installment
◇In the case of an effective annual rate of 3.00%
Amount used: 8 million yen
Monthly repayment amount: 150,000 yen
Total repayment amount: 8,585,527 yen
150,000 yen x 57 installments (monthly repayment amount) + 35,527 yen/final installment
Check the lending conditions and be careful not to borrow too much.
[SMBC Mobit official smartphone app]
Easily use cash advances, loans, and card loans with the official app!
