하나캐피탈 - 원큐캐피탈

Enjoy a variety of services, including self-quotes for lease/rental cars and 1-minute credit loan limit inquiries, all on the Hana Capital app. Need a car? All auto financing options, including long-term car rentals, auto leases, auto installments, and auto loans, are available here. Looking for a loan? Everything about loans, including credit loans, apartment loans, auto collateral loans, and additional loans for premium customers, is here. Need medical equipment or equipment? Lease/installment options for medical equipment, screen golf, and general equipment are available here. Hana OneQ Capital, the one app for everything! From those seeking consultations to existing Hana Capital customers, Hana OneQ Capital is the answer. Special Higher limits, lower interest rates! We have a variety of special products just for you. Simple Intuitively organized with essential information in mind. Find what you need quickly. Speed No hassle or inconvenience. We provide fast service, from limit inquiry to contract and execution. [Main Services] ■ Auto Finance Direct long-term car rental, direct auto lease, auto installment, auto loan, used car auto loan, auto transfer, OneQ Direct Auto Loan ■ Personal Loans eHana Credit Loan, Happy Apartment Loan, OneQ Auto Secured Loan, Premium Customer Additional Loan, e-Rental Housing Loan, Business Mortgage Loan, Stock Loan ■ Medical Devices and Equipment Medical Device/Equipment Lease, Medical Device/Equipment Installment, Durable Goods Installment ■ Check your current loans at a glance - Check your current loans and this month's payment amounts at a glance - Check early repayment applications, fines/automobile tax, and maintenance history at a glance ■ Progress Status Tracking Check the status of your application and follow-up ■ Easiest document submission and certificate issuance Easily submit documents via mobile phone without complicated procedures Simple and secure certificate issuance via mobile phone ■ Easy membership registration and diverse and convenient authentication Various identity verification options (mobile phone, Select from Joint Certificate, Card Authentication, or Simple Authentication. ■ Real Estate and Car Price Inquiry Enter your license plate number to check your car's price. Check not only your home's price but also the price of your favorite apartments all at once. [User Guide] - Users using previous versions will need to update to the current version. - Upon first launching the app after updating, you'll need to configure settings, including Simple Login. [Access Permissions for App Use] - Phone (Required): Used for customer service and ARS hotline calls, user authentication during sign-up, and device information verification to distinguish existing users. - Notifications (Optional): Used to receive notification messages. - Camera (Optional): Used to send photo files via the camera. - Storage (Optional): Used to send data stored in external storage (memory). - Location (Optional): Used to collect current location information, such as for inventory financial photography. - App Activity (Broad App Visibility): Collects threat information (rooting, viruses, remote access apps, etc.) installed on the device to prevent electronic financial transaction incidents. - Device/Other Identifiers: Collects identifiers for identifying designated devices to prevent electronic financial transaction incidents. * Optional access permissions can be used without consent, but some services may have restrictions. * Access permissions can be changed in the [Settings > Applications > Hana Capital > Permissions] menu. [Loan Information] - Loan Repayment Term: 12 to 84 months - Annual Percentage Rate: 0.0% to 19.9% *Varies depending on product and personal credit score - Interest Charge Period: Monthly arrears *If you repay KRW 1 million on January 1st (first installment due February 1st) at an annual interest rate of 7.0% over 12 months, the total payment would be KRW 1,038,322 - Default Interest Rate ㆍInterest: Agreeable Interest Rate + 3% (within the maximum legal interest rate) ㆍInterest-Free: Company Agreeable Interest Rate + 3% (within the maximum legal interest rate) - Early Repayment Fee: Varies depending on the elapsed period from the loan disbursement date (up to a maximum of 2%) - Handling Fee: None - Stamp Duty (Hana Capital and the financial consumer each pay 50%) ㆍLoan Amount Exceeding KRW 50 Million: 70,000 won Loan amount exceeding 100 million won and up to 1 billion won: 150,000 won Hana Capital Customer Center: 1800-1110