dスマホローン

Installs

145.1k

Rating

4.4

Rating count

3.5k

Category	Finance
Developer	NTT DOCOMO, INC.
Price	Free
First release	6/22/2022 (3 years ago)
Version	2.0.2
In-app purchases	No
Contains ads	No
Content rating	Rated for 3+
Package name	com.nttdocomo.android.lendingapp

View on Play Store

Core Metrics

Data Breakdown

Date	Rating Count	Average Rating	Installs	Version
7/20/2025	3,507	4.409	145,089	2.0.2
7/19/2025	3,502	4.407	144,970	2.0.2
7/18/2025	3,495	4.414	144,780	2.0.2
7/17/2025	3,492	4.423	144,780	2.0.2
7/16/2025	3,486	4.419	144,695	2.0.2
7/15/2025	3,483	4.417	144,592	2.0.2
7/14/2025	3,479	4.408	144,488	2.0.2
7/13/2025	3,477	4.416	144,372	2.0.2
7/12/2025	3,476	4.417	144,261	2.0.2
7/11/2025	3,471	4.417	144,159	2.0.2
7/10/2025	3,465	4.410	144,041	2.0.2
7/9/2025	3,459	4.402	143,739	2.0.2
7/8/2025	3,450	4.399	143,739	2.0.2
7/7/2025	3,443	4.396	143,473	2.0.2
7/6/2025	3,436	4.394	143,473	2.0.2
7/5/2025	3,434	4.391	143,361	2.0.2
7/4/2025	3,424	4.386	143,243	2.0.2
7/3/2025	3,409	4.391	143,104	2.0.2
7/2/2025	3,404	4.394	142,980	2.0.2
7/1/2025	3,398	4.398	142,744	2.0.2
6/30/2025	3,391	4.402	142,744	2.0.2
6/29/2025	3,386	4.405	142,637	2.0.2
6/28/2025	3,385	4.402	142,527	2.0.2
6/27/2025	3,377	4.396	142,387	2.0.2
6/26/2025	3,369	4.405	142,298	2.0.2
6/25/2025	3,363	4.410	142,177	2.0.2
6/24/2025	3,359	4.417	141,945	2.0.2
6/23/2025	3,354	4.412	141,945	2.0.2
6/22/2025	3,346	4.439	141,712	2.0.2
6/21/2025	3,342	4.436	141,608	2.0.2
6/20/2025	3,338	4.446	141,608	2.0.2
6/19/2025	3,334	4.449	141,528	2.0.2
6/18/2025	3,331	4.447	141,389	2.0.2
6/17/2025	3,328	4.451	141,188	2.0.2
6/16/2025	3,326	4.447	141,188	2.0.2
6/15/2025	3,326	4.447	141,099	2.0.2
6/14/2025	3,322	4.471	140,870	2.0.2
6/13/2025	3,320	4.471	140,870	2.0.2
6/9/2025	3,312	4.479	140,556	2.0.2
6/8/2025	3,286	4.484	140,239	N/A
5/29/2025	3,281	4.485	140,053	N/A
5/28/2025	3,183	4.459	138,478	N/A
5/27/2025	3,175	4.455	138,336	N/A
5/24/2025	3,167	4.451	137,880	N/A
5/22/2025	3,144	4.434	137,604	N/A
5/21/2025	3,130	4.435	137,140	N/A
5/20/2025	3,122	4.439	137,140	N/A
5/19/2025	3,117	4.442	137,028	N/A
4/24/2025	2,832	4.537	133,366	N/A
4/22/2025	2,783	4.575	132,045	N/A
4/15/2025	2,776	4.565	132,045	N/A
4/10/2025	2,684	4.615	131,675	N/A
4/6/2025	2,592	4.585	131,052	N/A

Details

[d smartphone loan]

~Loans are also available at Docomo! “d Smartphone Loan”
■d Smartphone Loan is a smartphone-based loan service provided by Docomo.
■You can apply using your regular d Account, and preferential interest rates of up to 3.0% per annum will be applied depending on your usage of services provided by Docomo, such as your d Card and eligible Docomo line contracts (*1)
■It is also possible to borrow against your d payment balance, so you can conveniently use the d payment that you usually use (*2)
*1 Preferential interest rates will be applied to those who meet the conditions specified by Docomo. For details, please refer to the Terms of Use or the service site.
*2 If you wish to use your dPay balance, you will need to download the dPay app, register to use your dPay balance, and verify your identity. (Available only to those whose d payment balance type is "cash value".)


[Apply and contract after completing the app]
・You can apply by logging into your d account on the app and entering the necessary information.
・You can also take and upload identity verification documents using the app, so there is no need for troublesome mailing procedures.
・After completing the review, please complete contract procedures such as registering a financial institution account on the app.
*Contracts are subject to review.


[Choice of borrowing methods]
・You can choose between two borrowing methods each time: borrowing to your d payment balance or borrowing to a financial institution account (*3)
*3 Not available every day from 23:55 to 0:05 and during temporary system maintenance times.

■ Borrowing to d payment balance
・You can receive the loan amount instantly at any time, starting from 1,000 yen, in increments of 1,000 yen.

■Borrowing to a financial institution account
・You can apply for a loan in increments of 10,000 yen to 1,000 yen 24 hours a day, 365 days a year.
・Transfer to a financial institution account in as little as 10 seconds (*4)
*4 Transfer timing varies depending on the financial institution you use.


[Additional repayments at any time at your convenience]
・In addition to monthly automatic withdrawals (account transfer) from your registered financial institution account, additional repayments can be made at your convenience.
・You can choose the method of additional repayment from additional repayment from the d payment balance or transfer to the specified account (*5)
*5 Even if you make additional repayments, automatic withdrawals (account transfers) will be made.

■Additional repayment from d payment balance
・Customers using d payment balance can make additional repayments from their d payment balance at any time (*6)
・There is an upper limit to the amount that can be additionally repaid from the d payment balance.
*6 Not available every day from 23:55 to 00:05 and during temporary system maintenance times.

■Transfer to designated account
・Additional repayments can be made at any time by transferring money to the specified account.
・Transfer fees will be borne by the customer.


[Easy to understand usage information]
・You can check your usage information such as monthly withdrawal date, withdrawal amount, and loan balance at any time.


[About usage]
・Lending interest rate
Base interest rate: 3.9% to 17.9% (actual annual rate)
Interest rate after preferential treatment: 0.9% to 17.9% (actual annual rate)
・Repayment period and number of repayments
　　　　　After the final loan, the earliest is the same day, in principle, the maximum is 8 years and 1 month (1 to 96 times)
・Repayment method
Balance sliding principal and interest fixed amount revolving method

・Delay loss interest rate
        20.0% (actual annual rate)
・Collateral/guarantor
        Unnecessary
・Representative example of total loan cost
　　　　Loan amount: 10,000 yen
　　　　　　　　　Actual annual rate: 17.9%
Total scheduled repayment: 10,883 yen
　　　Number of repayments: 11 times
　　　　Repayment period: 11 months

・About privacy policy
　　https://loan.docomo.ne.jp/app_detail.html


NTT Docomo, Inc.
Registration number Kanto Local Finance Bureau (7) No. 01421

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